Our CFO experts are dedicated to transforming your business.

Outsourced CFO & Finance Function

CFO CANADA SERVICES

What Is a Fractional CFO—And Why Does Your Business Need One?

Many business owners think a CFO is only for the big players—large corporations with complex operations and millions in revenue. But the truth is, every business reaches a point where financial complexity outgrows the tools that got you started.

 

That’s where a Fractional CFO comes in.

 

A Fractional CFO brings high-level financial leadership—strategic thinking, risk management, and growth-focused guidance—without the full-time overhead. It’s about having someone who can connect the dots between your financial data and your business goals.

The moment you start asking, you’re already onto something.

Do I Really Need a CFO?

You need a CFO when:

 

  • Your revenue is growing, but your cash flow feels stuck.
  • Your gut says you’re profitable, but the bank balance doesn’t back it up.
  • Every new project or hire feels like a gamble—because you don’t have the data to prove otherwise.
  • You’re tired of feeling like you’re flying blind.

 

A CFO isn’t just for big companies. It’s for any owner who wants to make smarter decisions, take smarter risks, and build a business that doesn’t just survive—but thrives.

OUR APPROACH

Our CFO experts are dedicated to transforming your business.

No two businesses are alike, and neither should their advisory solutions be. Our CFO team takes a bespoke approach, ensuring that our CFO services are finely tuned to match your unique business needs. From financial planning to risk management, our CFO advisory solutions are crafted to enhance your decision-making capabilities and drive sustainable growth of your business.
CONCEPT CFO ADVANTAGE

Strategic CFO Services

1

Cashflow Management

Rigorous cash management is essential to business growth. We will integrate your cash flow with your financial report, whilst budget and forecasting tools will give you control and transparency over the cash in your business.
2

Financial Modelling

A financial model represents the present and future financial position of a business and is critical in providing vital information to ensure you make the right decisions, at the right time.
3

Strategic Financial Advice

Have an expert CFO partner with you at an executive level to help you make sound strategic decisions around pricing, costing, margin and business targets.
4

Board Reporting & Structure

We bring structure into your business and establish monthly or quarterly board meetings with a simplified board pack, take minutes and deliver action items whilst offering strategic advice and input.
5

Growth Planning & Advisory

A Virtual CFO can help you with growth and profit planning to meet your transaction or advisory needs, or to manage your business for long term and sustainable growth.
6

Business Exit Planning

Most business owners are looking to the future and will likely exit one day. The question is what will it be worth and how can you maximise the value? Our virtual CFO’s can assist you with preparing your business for a transaction and ensure you derive the most value out of your exit.

Outsourcing your finance function to Concept CFO

How We Work

  • Full function accounts payable / receivables, including payment of suppliers, generating invoices, and collecting cash
  • Bank account reconciliations
  • Full function Payroll management including annual payroll and workers compensation
  • Cashflow management
  • Managing Stakeholder / Investor relations
  • Minimize the risk of business failure
  • Management of relationships with auditing, banks, corporate finance, human resources, financial planning, financial leasing, insurance, legal, mortgage brokering and venture capital raising
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DISCOVERY CALL

Reach out to Concept CFO to discuss how we can help you